A disciplined, six-step path from enquiry to disbursement.

Every facility follows the same structured process — reviewed personally by our credit team at every stage, with no automated scoring.

The Process

From first conversation to funded facility.

No facility limits, rates or approval timelines are ever quoted upfront — every business is assessed on its own fundamentals.

Share a short overview of your company and financing purpose through our Discuss a Facility form.

Our credit team reviews the enquiry personally before requesting any further information.

Qualifying companies are invited into a secure portal to continue their application.

Company identity, ownership, financial position and facility evidence are collected securely in the portal.

Our credit team structures a facility around your cash flow, then presents an offer for acceptance.

Once accepted, funds are disbursed and we continue working with you as your business grows.