:root{
  --green:#1E8449;
  --green-deep:#166339;
  --green-mist:#E7F3EC;
  --navy:#0B2036;
  --navy-2:#0F2A44;
  --navy-soft:#16324E;
  --ink:#15222E;
  --paper:#FBFAF6;
  --paper-2:#F3F1EA;
  --muted:#5E6B76;
  --muted-2:#8A96A0;
  --border:#E4E0D5;
  --line-on-dark:rgba(255,255,255,.14);
}
*{box-sizing:border-box;}
body{margin:0;background:var(--paper);color:var(--ink);font-family:'Poppins',sans-serif;-webkit-font-smoothing:antialiased;}
h1,h2,h3,.serif{font-family:'Lora',serif;}
a{text-decoration:none;color:inherit;}
.wrap{max-width:1240px;margin:0 auto;padding:0 56px;}
.rule{width:36px;height:2px;background:var(--green);}
.eyebrow{display:flex;align-items:center;gap:10px;font-size:11.5px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--green-deep);margin:0 0 18px;}

.btn{display:inline-flex;align-items:center;gap:9px;padding:15px 26px;font-size:13.5px;font-weight:600;letter-spacing:.02em;cursor:pointer;border:1.5px solid transparent;border-radius:3px;transition:opacity .2s;}
.btn:hover{opacity:.88;}
.btn-primary{background:var(--green);color:#fff;}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy);}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.5);}
.btn-text-light{color:#fff;font-size:13.5px;font-weight:600;border-bottom:1px solid rgba(255,255,255,.55);padding-bottom:3px;}
.btn-text{color:var(--navy);font-size:13px;font-weight:600;border-bottom:1px solid var(--navy);padding-bottom:3px;}

/* utility bar */
.utilitybar{background:var(--navy);color:#B9C6D3;font-size:11.5px;letter-spacing:.02em;}
.utilitybar .wrap{display:flex;justify-content:space-between;align-items:center;padding:9px 56px;}
.utilitybar b{color:#fff;font-weight:600;}
.utilitybar .dot{opacity:.4;margin:0 8px;}

/* header */
header{border-bottom:1px solid var(--border);background:#fff;position:relative;}
header::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:2px;background:linear-gradient(90deg,var(--green) 0%, transparent 40%);}
.headerbar{display:flex;align-items:center;justify-content:space-between;padding:22px 56px;max-width:1240px;margin:0 auto;}
.logo{display:flex;align-items:center;gap:11px;font-family:'Lora',serif;font-size:22px;font-weight:600;color:var(--navy);letter-spacing:.01em;}
.logo svg{width:27px;height:27px;}
nav.mainnav{display:flex;gap:38px;font-size:13.5px;font-weight:500;color:#3B4753;}
nav.mainnav a.active{color:var(--navy);font-weight:600;border-bottom:2px solid var(--green);padding-bottom:20px;margin-bottom:-22px;}
.headerright{display:flex;align-items:center;gap:26px;}
.signin{font-size:13.5px;font-weight:600;color:var(--navy);}

/* page intro (for interior pages) */
.pageintro{padding:76px 0 64px;border-bottom:1px solid var(--border);}
.pageintro-grid{display:grid;grid-template-columns:1.1fr 0.9fr;gap:60px;align-items:end;}
.pageintro h1{font-size:42px;font-weight:600;color:var(--navy);margin:0 0 4px;line-height:1.2;}
.pageintro .lead{font-size:15.5px;line-height:1.75;color:var(--muted);max-width:460px;margin-top:18px;}
.breadcrumb{font-size:12px;color:var(--muted-2);margin-bottom:16px;}
.breadcrumb b{color:var(--navy);}

/* hero (home) */
.hero{display:grid;grid-template-columns:0.92fr 1.08fr;align-items:stretch;min-height:640px;}
.hero-left{display:flex;flex-direction:column;justify-content:center;padding:70px 64px 70px 56px;}
.hero h1{font-size:47px;line-height:1.14;font-weight:600;color:var(--navy);margin:0 0 24px;letter-spacing:-.005em;max-width:520px;}
.hero p.lead{font-size:16px;line-height:1.7;color:var(--muted);max-width:440px;margin:0 0 34px;}
.cta-row{display:flex;gap:14px;margin-bottom:34px;flex-wrap:wrap;}
.trust{display:flex;gap:11px;align-items:flex-start;font-size:12.5px;line-height:1.6;color:var(--muted);max-width:420px;padding-top:22px;border-top:1px solid var(--border);}
.trust svg{flex:0 0 auto;width:19px;height:19px;margin-top:1px;color:var(--green-deep);}
.trust b{color:var(--navy);}
.hero-right{position:relative;overflow:hidden;background:var(--navy);}
.hero-right img{width:100%;height:100%;object-fit:cover;display:block;opacity:.96;}
.hero-right .overlay{position:absolute;inset:0;background:linear-gradient(180deg, rgba(11,32,54,0) 40%, rgba(11,32,54,.82) 100%);}
.hero-right .veinmark{position:absolute;top:26px;right:26px;width:150px;height:220px;opacity:.5;}
.hero-cap{position:absolute;left:32px;right:32px;bottom:30px;color:#fff;}
.hero-cap .rule{background:#7BD6A0;margin-bottom:12px;}
.hero-cap p{margin:0;font-size:15px;font-weight:500;line-height:1.5;max-width:380px;font-family:'Lora',serif;}

/* credibility strip */
.credstrip{background:var(--paper-2);border-bottom:1px solid var(--border);}
.credstrip .wrap{display:flex;padding:0;}
.cred-item{flex:1;display:flex;align-items:center;gap:11px;padding:24px 30px;border-left:1px solid var(--border);}
.cred-item:first-child{border-left:none;padding-left:0;}
.cred-item svg{flex:0 0 auto;color:var(--green-deep);}
.cred-item span{font-size:12.5px;font-weight:600;color:var(--navy);letter-spacing:.01em;}

/* pull quote */
.pullquote{padding:88px 0;background:var(--paper);}
.pullquote .wrap{max-width:880px;}
.pullquote blockquote{margin:0;font-family:'Lora',serif;font-size:28px;line-height:1.55;font-weight:500;color:var(--navy);letter-spacing:-.005em;}
.pullquote blockquote::before{content:"\201C";color:var(--green);}
.pullquote blockquote::after{content:"\201D";color:var(--green);}
.pullquote .attr{margin-top:26px;display:flex;align-items:center;gap:14px;}
.pullquote .attr .rule{background:var(--green);}
.pullquote .attr span{font-size:12px;letter-spacing:.08em;text-transform:uppercase;font-weight:600;color:var(--muted-2);}

/* why section */
.why{padding:100px 0 100px;}
.why-grid{display:grid;grid-template-columns:0.86fr 1.14fr;gap:80px;align-items:start;}
.why-photo{position:relative;}
.why-photo img{width:100%;display:block;}
.why-photo::before{content:"";position:absolute;top:-18px;left:-18px;right:18px;bottom:18px;border:1.5px solid var(--green);z-index:-1;}
.why h2{font-size:36px;font-weight:600;color:var(--navy);margin:0 0 20px;line-height:1.22;max-width:460px;}
.why p.lead{color:var(--muted);font-size:15.5px;line-height:1.75;max-width:480px;margin:0 0 48px;}
.feature-rows{border-top:1px solid var(--border);}
.feature-row{display:grid;grid-template-columns:56px 1fr;gap:22px;padding:26px 0;border-bottom:1px solid var(--border);}
.feature-row .num{font-family:'Lora',serif;font-size:20px;color:var(--green);font-weight:600;}
.feature-row h4{margin:0 0 6px;font-size:15px;font-weight:600;color:var(--navy);}
.feature-row p{margin:0;font-size:13.5px;color:var(--muted);line-height:1.6;max-width:440px;}

/* who we finance */
.who{padding:100px 0;background:var(--navy-2);color:#fff;position:relative;overflow:hidden;}
.who .veinmark{position:absolute;bottom:-40px;right:-20px;width:340px;height:480px;opacity:.06;}
.who-grid{display:grid;grid-template-columns:0.78fr 1.22fr;gap:70px;position:relative;z-index:1;}
.who .eyebrow{color:#7BD6A0;}
.who h2{font-size:32px;font-weight:600;margin:0 0 18px;line-height:1.25;color:#fff;}
.who p.lead{color:#AEBECD;font-size:15px;line-height:1.75;margin:0 0 30px;max-width:400px;}
.sector-rows{border-top:1px solid var(--line-on-dark);}
.sector-row{display:grid;grid-template-columns:230px 1fr;gap:28px;padding:22px 4px;border-bottom:1px solid var(--line-on-dark);align-items:baseline;}
.sector-row h5{margin:0;font-size:14.5px;font-weight:600;color:#fff;font-family:'Lora',serif;}
.sector-row p{margin:0;font-size:13px;color:#AEBECD;line-height:1.6;}

/* two-stage */
.stage{background:var(--paper);padding:104px 0;position:relative;}
.stage-eyebrow{color:var(--green-deep);}
.stage-head{max-width:600px;margin-bottom:56px;}
.stage-head h2{font-size:32px;font-weight:600;color:var(--navy);margin:0;line-height:1.25;}
.stage-grid{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--border);}
.stage-col{padding:44px 46px;}
.stage-col.p1{border-right:1px solid var(--border);background:#fff;}
.stage-col.p2{background:var(--paper-2);}
.stage-tag{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:5px 11px;border-radius:2px;margin-bottom:20px;}
.p1 .stage-tag{background:var(--green-mist);color:var(--green-deep);}
.p2 .stage-tag{background:#EDEBE3;color:#6B7178;}
.stage-col h3{font-size:22px;font-weight:600;margin:0 0 14px;color:var(--navy);}
.stage-col p{font-size:14px;line-height:1.7;color:var(--muted);margin:0 0 22px;max-width:400px;}
.stage-col .note{display:flex;gap:9px;align-items:flex-start;font-size:12.5px;color:var(--muted-2);line-height:1.6;}
.stage-col .note svg{flex:0 0 auto;width:15px;height:15px;margin-top:2px;}

/* solutions page: facility rows (detailed variant) */
.facilities{padding:20px 0 40px;}
.facility-row{display:grid;grid-template-columns:64px 1fr 1.1fr;gap:40px;padding:52px 0;border-bottom:1px solid var(--border);align-items:start;}
.facility-row .fnum{font-family:'Lora',serif;font-size:26px;font-weight:600;color:var(--green);}
.facility-row h3{font-size:23px;font-weight:600;color:var(--navy);margin:0 0 12px;}
.facility-row .purpose{font-size:12.5px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--muted-2);margin:0 0 16px;}
.facility-row p.desc{font-size:14.5px;line-height:1.75;color:var(--muted);margin:0;max-width:420px;}
.facility-side{background:var(--paper-2);border:1px solid var(--border);padding:26px 28px;}
.facility-side h5{margin:0 0 14px;font-size:11.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);}
.facility-side ul{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:11px;}
.facility-side li{font-size:13px;color:var(--muted);line-height:1.5;padding-left:18px;position:relative;}
.facility-side li::before{content:"";position:absolute;left:0;top:7px;width:6px;height:6px;background:var(--green);border-radius:50%;}

/* requirements panel */
.reqpanel{background:var(--navy);padding:96px 0;color:#fff;position:relative;overflow:hidden;}
.reqpanel .veinmark{position:absolute;top:-60px;left:-40px;width:300px;height:420px;opacity:.05;}
.reqpanel-head{max-width:600px;margin-bottom:50px;position:relative;z-index:1;}
.reqpanel-head .eyebrow{color:#7BD6A0;}
.reqpanel-head h2{font-size:30px;font-weight:600;margin:0 0 14px;color:#fff;}
.reqpanel-head p{font-size:14.5px;color:#AEBECD;line-height:1.7;margin:0;}
.req-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line-on-dark);position:relative;z-index:1;}
.req-card{background:var(--navy);padding:30px 28px;}
.req-card .rn{font-family:'Lora',serif;color:var(--green-mist);font-size:12px;opacity:.6;margin-bottom:10px;display:block;}
.req-card h5{margin:0 0 10px;font-size:14px;font-weight:600;color:#fff;}
.req-card p{margin:0;font-size:12.5px;color:#AEBECD;line-height:1.6;}

/* closing CTA */
.closing{position:relative;min-height:420px;display:flex;align-items:center;justify-content:center;overflow:hidden;}
.closing img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 20%;}
.closing .overlay{position:absolute;inset:0;background:linear-gradient(180deg, rgba(11,32,54,.88), rgba(11,32,54,.93));}
.closing-inner{position:relative;z-index:1;text-align:center;color:#fff;padding:60px 40px;max-width:640px;margin:0 auto;}
.closing-inner .eyebrow{justify-content:center;color:#7BD6A0;}
.closing-inner h2{font-size:38px;font-weight:600;margin:0 0 26px;line-height:1.28;}
.closing-actions{display:flex;gap:26px;align-items:center;justify-content:center;flex-wrap:wrap;}

/* footer */
footer{background:var(--navy);color:#93A2B2;padding:64px 0 30px;position:relative;}
footer::before{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg, var(--green), transparent 60%);}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:44px;padding-bottom:40px;border-bottom:1px solid var(--line-on-dark);}
.footer-logo{display:flex;align-items:center;gap:10px;color:#fff;font-family:'Lora',serif;font-size:19px;font-weight:600;margin-bottom:14px;}
.footer-logo svg{width:22px;height:22px;}
footer p{font-size:12.5px;line-height:1.7;margin:0;color:#7E8C9A;}
footer h6{color:#fff;font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;margin:0 0 16px;}
footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:11px;font-size:13px;}
footer ul a{color:#B9C6D3;}
.contact-line{display:flex;gap:10px;align-items:flex-start;font-size:13px;margin-bottom:12px;color:#B9C6D3;}
.contact-line svg{flex:0 0 auto;width:15px;height:15px;margin-top:2px;color:#7BD6A0;}
.newsletter{display:flex;gap:0;margin-top:16px;border:1px solid var(--line-on-dark);border-radius:3px;overflow:hidden;}
.newsletter input{flex:1;padding:12px 14px;border:none;background:transparent;color:#fff;font-size:12.5px;font-family:'Poppins',sans-serif;}
.newsletter input::placeholder{color:#7E8C9A;}
.newsletter button{border:none;background:var(--green);color:#fff;padding:0 20px;font-size:12.5px;font-weight:600;font-family:'Poppins',sans-serif;cursor:pointer;}
.footer-bottom{padding-top:24px;display:flex;justify-content:space-between;font-size:11.5px;color:#6C7A88;flex-wrap:wrap;gap:10px;}
.footer-bottom a{margin-left:22px;color:#93A2B2;}

/* shared "simple" interior-page pattern (Solutions / Who We Finance / Support) */
.simpleintro{padding:88px 0 60px;}
.simpleintro-grid{display:grid;grid-template-columns:1.3fr 0.7fr;gap:50px;align-items:center;}
.simpleintro h1{font-size:40px;font-weight:600;color:var(--navy);margin:0 0 18px;line-height:1.22;max-width:540px;}
.simpleintro p.lead{font-size:15px;line-height:1.75;color:var(--muted);max-width:470px;margin:0;}
.intro-mark{opacity:.5;width:100%;max-width:180px;margin-left:auto;color:var(--green);}

.simpleclose{background:var(--navy);padding:88px 0;text-align:center;}
.simpleclose .eyebrow{justify-content:center;color:#8FE0B4;}
.simpleclose h2{color:#fff;font-size:27px;font-weight:600;margin:0 0 30px;max-width:480px;margin-left:auto;margin-right:auto;line-height:1.35;}
.simpleclose-actions{display:flex;gap:24px;align-items:center;justify-content:center;flex-wrap:wrap;}

/* form messages */
.form-alert{background:var(--green-mist);color:var(--green-deep);border:1px solid #BFE3CD;border-radius:4px;padding:14px 18px;font-size:13px;margin-bottom:24px;}